Recreational Insurance

Recreational activities are a vital part of many people’s lives. Whether you enjoy road trips in your RV, camping in a travel trailer, or sailing the open waters in your boat, these pursuits provide relaxation, adventure, and quality time with loved ones. However, it’s essential to safeguard these valuable investments and your peace of mind with recreational insurance.

LaMott Insurance Agency has access to various insurance options for all of your favorite recreational vehicles. Everyone is different, so tailor insurance options to your specific requirements, ensuring that you have the right level of coverage for your unique lifestyle.

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RV’s & Travel Trailers

RV’s and travel trailers are your home away from home, providing comfort and convenience while you explore the great outdoors. Recreational insurance is designed to protect your investment and provide peace of mind on your journeys. Whether you are traveling in your RV, towing your travel trailer, or they are stowed away in storage, having insurance is crucial to protecting your investment.

What You Can Protect

Physical Damage

In the event of an accident, whether it’s a collision, vandalism, or natural disaster, your insurance policy steps in to cover the repair or replacement costs. This ensures that you’re not left with a hefty repair bill, allowing you to continue your adventures without a financial burden.

Specialized Policies

Depending on your needs, you can choose from various specialized policies, such as full-time RV insurance for those who live in their RVs year-round, or vacation liability coverage for seasonal travelers.

Liability Coverage

Get liability coverage in case you’re responsible for an accident that results in bodily injury or property damage to others. This coverage can help pay for medical bills, legal fees, and potential lawsuits, preventing a significant financial setback.

Additional Coverage

Recreational insurance often includes coverage for personal belongings inside the RV or travel trailer. Your clothing, electronics, appliances, and other possessions are protected. Many policies also offer protection for attached accessories, and roadside assistance.

Boat Insurance

Boating enthusiasts understand the joy of being out on the water, but it’s essential to consider the potential risks involved. Boat insurance ensures you can navigate with confidence. Boat insurance can cover a wide range of watercraft, including speedboats, pontoons, jetskis, and sailboats.

What You Can Protect

Liability Coverage

Boat insurance typically includes liability coverage to protect you if you’re at fault in an accident, covering property damage, injuries, and legal expenses. It helps pay for repairs or replacement of other boats, docks, buoys, or any other property you may damage as a result of a boating mishap.

Physical Damage

Protect your boat against damage from accidents, storms, theft, or vandalism with comprehensive coverage. Get your family back on the water in no time, without worrying about a hefty financial burden to repair your watercraft.

Additional Coverage

Depending on your needs, you can add coverage for accessories, trailers, towing, and even emergency services like on-water towing. Protect everything associated with your watercraft activites.

Get A Quote Today

As you embark on your recreational journeys, remember to consult with an insurance professional to tailor the right policy for your specific needs. LaMott Insurance Agency can provide a customized insurance plan for you and your family. Get a free quote to protect your most valuable assets, such as your home, your motorhome, and boat.

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